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Consumer credits amounted

News

Consumer credit - 1st semester 2024

Enterprises
Consumer credit - 1st semester 2024

In the first semester of 2024, the outstanding amount of consumer credits amounted to 29.1 billion euros.

Overview
Content

1st semester 2024

Approved lenders Number of contracts Credits granted during the semester Authorised overdraft
Instalment transactions Credit facilities Instalment transactions Credit facilities
TOTAL Instalment loans Instalment sales TOTAL Instalment loans Instalment sales
Credit institutions 137,605 133,464 4,141 69,913 2,488,131,900 2,395,855,654 92,276,246 797,519,363
Other institutions 179,111 170,216 8,895 60,248 2,717,646,093 2,627,172,202 90,473,891 133,093,747
Approved salesmen - - - - - - - -
TOTAL 316,716 303,680 13,036 130,161 5,205,777,993 5,023,027,856 182,750,137 930,613,110
Volume of debt
Content

Volume of debt - 1st semester 2024

Approved lenders Number of contracts in force Outstanding amounts
TOTAL Instalment transactions Credit facilities TOTAL Instalment transactions Credit facilities
Instalment loans Instalment sales Instalment loans Instalment sales
Credit institutions 4,236,554 881,481 22,570 3,332,503 16,020,625,627 12,444,318,721 343,937,253 3,232,369,653
Other institutions 2,358,703 1,010,770 40,107 1,307,826 13,047,543,195 11,560,286,559 492,514,638 994,741,998
Approved salesmen - - - - - - - -
TOTAL 6,595,257 1,892,251 62,677 4,640,329 29,068,168,822 24,004,605,280 836,451,891 4,227,111,651
Number of contracts concluded
Content

Number of contracts concluded during the semester - 1st semester 2024

  TOTAL ≤ 12 months 13 to 18 months 19 to 24 months 25 to 36 months 37 to 48 months 49 to 60 months 61 to 84 months > 84 months
less than 213.19 € 13 10 3            
from 213.19 to 495.79 € 867 552 315            
from 495.8 to 2.478.94 € 33,116 10,766 4,097 18,253          
from 2,478.95 to 3,718.41 € 19,349 2,212 1,433 7,177 8,527        
from 3.718,42 to 5.577,61 € 27,592 992 856 4,347 21,397        
from 5.577,62 to 7.436,81 € 17,359 287 286 1,574 5,534 9,678      
from 7.436,82 to 9.915,75 € 18,289 156 166 856 4,342 12,769      
from 9.915,76 to 14.873,62 € 50,878 253 170 1,171 6,603 14,697 27,984    
from 14.873,63 to 21.318,85 € 57,335 91 63 457 2,886 8,620 29,051 16,167  
from 21.318,86 to 37.184,03 € 55,952 85 31 339 1,480 5,407 22,191 15,902 10,517
more than 37,184.03 € 22,930 194 29 119 277 831 3,753 5,442 12,285
TOTAL 303,680 15,598 7,449 34,293 51,046 52,002 82,979 37,511 22,802
Nature of goods and services
Content

1st semester 2024

Nature of goods and services Number of contracts Value of the credit granted
TOTAL Credit institutions Other institutions Approved salesmen, including leasing TOTAL Credit institutions Other institutions Approved salesmen, including leasing
Motor vehicles, vans and motor homes
a) new 4,319 2,721 1,598 - 128,381,648 73,864,516 54,517,132 -
b) used 1,268 753 515 - 28,971,800 15,091,726 13,880,074 -
Caravans and mobile homes - - - - - - - -
Motorcycles, scooters, mopeds, bicycles 523 157 366 - 6,556,115 302,773 6,253,342 -
Textiles, furs, clothing - - - - - - - -
Books - - - - - - - -
Furniture, mattresses, furnishing textiles and rugs 1,019 - 1,019 - 2,132,514 - 2,132,514 -
Household and domestic heating appliances 1,067 - 1,067 - 928,563 - 928,563 -
Hifi, radio and television, audiovisual equipment 538 - 538 - 555,002 - 555,002 -
Hardware for domestic use 1,316 - 1,316 - 1,204,426 - 1,204,426 -
Provision of services (travels, repairs of motor vehicles, etc.) - - - - - - - -
Miscellanea 2,986 510 2,476 - 14,020,069 3,017,231 11,002,838 -
TOTAL 13,036 4,141 8,895 - 182,750,137 92,276,246 90,473,891 -
More figures
Content

Aperçu général

Prêts à tempérament

Ventes à tempérament

Crédit-bail

Ouvertures de crédit

Downloads

Purpose and brief description

Consumer credit” means credit for any other purpose than the purchase of a real estate. See: Law of 12 June 1991 on consumer credit.

Population

Credit institutions, financial institutions and authorised salesmen

Periodicity

Every six months

Release calendar

Results available 5 months after the reference period

Metadata