Consumer credit - 1st semester 2023
Enterprises
In the first semester of 2023, the outstanding amount of consumer credits amounted to 28 billion euros.
Overview
Content
1st semester 2023
Approved lenders | Number of contracts | Credits granted during the semester | Authorised overdraft | |||||
---|---|---|---|---|---|---|---|---|
Instalment transactions | Credit facilities | Instalment transactions | Credit facilities | |||||
TOTAL | Instalment loans | Instalment sales | TOTAL | Instalment loans | Instalment sales | |||
Credit institutions | 143,278 | 142,110 | 1,168 | 45,488 | 2,490,608,935 | 2,486,311,732 | 4,297,203 | 626,466,064 |
Other institutions | 179,502 | 170,745 | 8,757 | 62,792 | 2,701,858,373 | 2,607,579,479 | 94,278,894 | 140,552,141 |
Approved salesmen | 122,807 | - | 122,807 | - | 20,202,537 | - | 20,202,537 | - |
TOTAL | 445,587 | 312,855 | 132,732 | 108,280 | 5,212,669,845 | 5,093,891,211 | 118,778,634 | 767,018,205 |
Volume of debt
Content
Volume of debt - 1st semester 2023
Approved lenders | Number of contracts in force | Outstanding amounts | ||||||
---|---|---|---|---|---|---|---|---|
TOTAL | Instalment transactions | Credit facilities | TOTAL | Instalment transactions | Credit facilities | |||
Instalment loans | Instalment sales | Instalment loans | Instalment sales | |||||
Credit institutions | 4,406,390 | 894,358 | 9,341 | 3,502,691 | 15,791,903,640 | 12,209,645,827 | 23,888,732 | 3,558,369,081 |
Other institutions | 2,326,893 | 988,734 | 40,979 | 1,297,180 | 12,121,515,078 | 10,635,750,794 | 517,433,976 | 968,330,308 |
Approved salesmen | 114,918 | - | 114,918 | - | 41,233,737 | - | 41,233,737 | - |
TOTAL | 6,848,201 | 1,883,092 | 165,238 | 4,799,871 | 27,954,652,455 | 22,845,396,621 | 582,556,445 | 4,526,699,389 |
Number of contracts concluded
Content
Number of contracts concluded during the semester - 1st semester 2023
TOTAL | ≤ 12 months | 13 to 18 months | 19 to 24 months | 25 to 36 months | 37 to 48 months | 49 to 60 months | 61 to 84 months | > 84 months | |
---|---|---|---|---|---|---|---|---|---|
less than 213.19 € | 13 | 11 | 2 | ||||||
from 213.19 to 495.79 € | 772 | 504 | 268 | ||||||
from 495.8 to 2.478.94 € | 35,459 | 9,620 | 3,186 | 22,653 | |||||
from 2,478.95 to 3,718.41 € | 19,712 | 2,014 | 1,337 | 7,205 | 9,156 | ||||
from 3.718,42 to 5.577,61 € | 28,137 | 953 | 833 | 4,245 | 22,106 | ||||
from 5.577,62 to 7.436,81 € | 19,383 | 279 | 283 | 1,603 | 6,010 | 11,208 | |||
from 7.436,82 to 9.915,75 € | 21,280 | 147 | 132 | 933 | 4,531 | 15,537 | |||
from 9.915,76 to 14.873,62 € | 52,551 | 225 | 120 | 1,138 | 6,792 | 15,767 | 28,509 | ||
from 14.873,63 to 21.318,85 € | 56,561 | 109 | 76 | 372 | 2,651 | 8,812 | 27,437 | 17,104 | |
from 21.318,86 to 37.184,03 € | 54,488 | 83 | 24 | 192 | 1,254 | 5,385 | 20,228 | 15,460 | 11,862 |
more than 37,184.03 € | 24,499 | 217 | 34 | 90 | 288 | 997 | 3,818 | 5,736 | 13,319 |
TOTAL | 312,855 | 14,162 | 6,295 | 38,431 | 52,788 | 57,706 | 79,992 | 38,300 | 25,181 |
Nature of goods and services
Content
1st semester 2023
Nature of goods and services | Number of contracts | Value of the credit granted | ||||||
---|---|---|---|---|---|---|---|---|
TOTAL | Credit institutions | Other institutions | Approved salesmen, including leasing | TOTAL | Credit institutions | Other institutions | Approved salesmen, including leasing | |
Motor vehicles, vans and motor homes | ||||||||
a) new | 1,983 | - | 1,983 | - | 63,733,357 | - | 63,733,357 | - |
b) used | 374 | - | 374 | - | 9,669,322 | - | 9,669,322 | - |
Caravans and mobile homes | - | - | - | - | - | - | - | - |
Motorcycles, scooters, mopeds, bicycles | 1,798 | 640 | 375 | 783 | 8,234,428 | 1,197,046 | 6,375,439 | 661,943 |
Textiles, furs, clothing | 6,889 | - | - | 6,889 | 156,863 | - | - | 156,863 |
Books | - | - | - | - | - | - | - | - |
Furniture, mattresses, furnishing textiles and rugs | 17,937 | - | 806 | 17,131 | 7,839,397 | - | 1,996,014 | 5,843,383 |
Household and domestic heating appliances | 20,693 | - | 1,780 | 18,913 | 6,361,845 | - | 2,339,144 | 4,022,701 |
Hifi, radio and television, audiovisual equipment | 10,815 | - | 433 | 10,382 | 6,713,672 | - | 448,252 | 6,265,420 |
Hardware for domestic use | 2,349 | - | 1,135 | 1,214 | 1,242,745 | - | 1,029,546 | 213,199 |
Provision of services (travels, repairs of motor vehicles, etc.) | 55,136 | - | - | 55,136 | 1,028,681 | - | - | 1,028,681 |
Miscellanea | 14,758 | 528 | 1,871 | 12,359 | 13,798,325 | 3,100,157 | 8,687,820 | 2,010,348 |
TOTAL | 132,732 | 1,168 | 8,757 | 122,807 | 118,778,635 | 4,297,203 | 94,278,894 | 20,202,538 |
More figures
Content
Aperçu général
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Ventes à tempérament
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Crédit-bail
- 1er semestre 2021
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Ouvertures de crédit
- 1er semestre 2023
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- 1er semestre 2011
Downloads
General overview (90.5 KB)
Instalment loans (266 KB)
Instalment sales (381.5 KB)
Openings of a credit (215 KB)
Purpose and brief description
Consumer credit” means credit for any other purpose than the purchase of a real estate. See: Law of 12 June 1991 on consumer credit.
Population
Credit institutions, financial institutions and authorised salesmen
Periodicity
Every six months
Release calendar
Results available 5 months after the reference period