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Consumer credits amounted

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Consumer credit – 1st semester 2022

Enterprises
Consumer credit – 1st semester 2022

In the first semester of 2022, the outstanding balance of consumer credit amounted to 27.5 billion euros.

Overview
Content

1st semester 2022

Approved lenders Number of contracts Credits granted during the semester Authorised overdraft
Instalment transactions Credit facilities Instalment transactions Credit facilities
TOTAL Instalment loans Instalment sales TOTAL Instalment loans Instalment sales
Credit institutions 137,739 135,387 2,352 48,348 2,645,504,106 2,622,684,774 22,819,332 1,037,490,206
Other institutions 157,990 149,591 8,399 54,946 2,218,894,474 2,132,042,515 86,851,959 126,662,211
Approved salesmen 98,446 - 98,446 - 15,422,309 - 15,422,309 -
TOTAL 394,175 284,978 109,197 103,294 4,879,820,889 4,754,727,289 125,093,600 1,164,152,417
Volume of debt
Content

Volume of debt - 1st semester 2022

Approved lenders Number of contracts in force Outstanding amounts
TOTAL Instalment transactions Credit facilities TOTAL Instalment transactions Credit facilities
Instalment loans Instalment sales Instalment loans Instalment sales
Credit institutions 4,546,259 874,469 19,785 3,652,005 15,894,614,293 11,598,593,552 152,195,802 4,143,824,939
Other institutions 2,278,459 949,997 45,413 1,283,049 11,546,401,423 10,075,178,429 539,459,923 931,763,071
Approved salesmen 120,607 - 120,607 - 40,273,571 - 40,273,571 -
TOTAL 6,945,325 1,824,466 185,805 4,935,054 27,481,289,287 21,673,771,981 731,929,296 5,075,588,010
Number of contracts concluded
Content

Number of contracts concluded during the semester - 1st semester 2022

  TOTAL ≤ 12 months 13 to 18 months 19 to 24 months 25 to 36 months 37 to 48 months 49 to 60 months 61 to 84 months > 84 months
less than 213.19 € 101 7 94            
from 213.19 to 495.79 € 987 366 621            
from 495.8 to 2.478.94 € 30,113 7,537 2,503 20,073          
from 2,478.95 to 3,718.41 € 19,232 1,675 1,098 6,772 9,687        
from 3.718,42 to 5.577,61 € 27,285 803 725 3,789 21,968        
from 5.577,62 to 7.436,81 € 18,261 242 233 1,410 5,619 10,757      
from 7.436,82 to 9.915,75 € 20,055 132 105 792 4,428 14,598      
from 9.915,76 to 14.873,62 € 49,286 214 102 914 6,594 14,945 26,517    
from 14.873,63 to 21.318,85 € 52,542 119 52 325 2,741 8,251 25,061 15,993  
from 21.318,86 to 37.184,03 € 47,565 132 30 131 1,248 4,227 17,689 14,231 9,877
more than 37,184.03 € 19,551 403 34 103 270 607 3,006 5,408 9,720
TOTAL 284,978 11,630 5,597 34,309 52,555 53,385 72,273 35,632 19,597
Nature of goods and services
Content

1st semester 2022

Nature of goods and services Number of contracts Value of the credit granted
TOTAL Credit institutions Other institutions Approved salesmen, including leasing TOTAL Credit institutions Other institutions Approved salesmen, including leasing
Motor vehicles, vans and motor homes
a) new 2,467 745 1,722 - 71,258,547 15,211,165 56,047,382 -
b) used 719 200 519 - 15,653,236 3,016,981 12,636,255 -
Caravans and mobile homes - - - - - - - -
Motorcycles, scooters, mopeds, bicycles 1,792 812 457 523 9,044,452 1,510,288 7,193,510 340,654
Textiles, furs, clothing 6,468 - - 6,468 140,484 - - 140,484
Books - - - - - - - -
Furniture, mattresses, furnishing textiles and rugs 15,027 - 666 14,361 6,074,377 - 1,486,440 4,587,937
Household and domestic heating appliances 22,108 - 2,454 19,654 6,405,382 - 3,236,496 3,168,886
Hifi, radio and television, audiovisual equipment 8,881 - 443 8,438 5,237,973 - 423,080 4,814,893
Hardware for domestic use 1,654 - 887 767 955,662 - 846,891 108,771
Provision of services (travels, repairs of motor vehicles, etc.) 38,669 - - 38,669 911,973 - - 911,973
Miscellanea 11,412 595 1,251 9,566 9,411,514 3,080,898 4,981,905 1,348,711
TOTAL 109,197 2,352 8,399 98,446 125,093,600 22,819,332 86,851,959 15,422,309
More figures
Content

Aperçu général

Prêts à tempérament

Ventes à tempérament

Crédit-bail

Ouvertures de crédit

Downloads

Purpose and brief description

Consumer credit” means credit for any other purpose than the purchase of a real estate. See: Law of 12 June 1991 on consumer credit.

Population

Credit institutions, financial institutions and authorised salesmen

Periodicity

Every six months

Release calendar

Results available 5 months after the reference period

Metadata