Consumer credits amounted

Consumer credit – 2nd semester 2021

Enterprises
Consumer credit – 2nd semester 2021

In the second semester of 2021, the outstanding balance of consumer credit amounted to 26.7 billion euros.

 

Overview
Content

2nd semester 2021

Approved lenders Number of contracts Credits granted during the semester Authorised overdraft
Instalment transactions Credit facilities Instalment transactions Credit facilities
TOTAL Instalment loans Instalment sales TOTAL Instalment loans Instalment sales
Credit institutions 118,150 117,395 755 47,422 2,121,946,979 2,118,525,744 3,421,235 1,011,953,471
Other institutions 141,376 134,310 7,066 54,892 1,844,264,866 1,771,089,186 73,175,680 125,860,233
Approved salesmen 128,505 - 128,505 - 19,017,222 - 19,017,222 -
TOTAL 388,031 251,705 136,326 102,314 3,985,229,067 3,889,614,930 95,614,137 1,137,813,704
Volume of debt
Content

Volume of debt - 2nd semester 2021

Approved lenders Number of contracts in force Outstanding amounts
TOTAL Instalment transactions Credit facilities TOTAL Instalment transactions Credit facilities Instalment loans Instalment sales Instalment loans Instalment sales
Credit institutions 4,615,532 883,206 20,307 3,712,019 15,257,832,782 11,368,500,264 67,376,990 3,821,955,528
Other institutions 2,335,440 969,151 46,270 1,320,019 11,431,329,063 9,904,513,199 572,607,164 954,208,700
Approved salesmen 121,114 - 121,114 - 39,535,073 - 39,535,073 -
TOTAL 7,072,086 1,852,357 187,691 5,032,038 26,728,696,918 21,273,013,463 679,519,227 4,776,164,228
Number of contracts concluded
Content

Number of contracts concluded during the semester - 2nd semester 2021

  TOTAL ≤ 12 months 13 to 18 months 19 to 24 months 25 to 36 months 37 to 48 months 49 to 60 months 61 to 84 months > 84 months
less than 213.19 € 116 16 100            
from 213.19 to 495.79 € 1,385 467 918            
from 495.8 to 2.478.94 € 31,581 7,719 2,455 21,407          
from 2,478.95 to 3,718.41 € 18,366 1,599 1,109 7,120 8,538        
from 3.718,42 to 5.577,61 € 24,728 632 655 3,371 20,070        
from 5.577,62 to 7.436,81 € 16,402 155 186 1,301 5,120 9,640      
from 7.436,82 to 9.915,75 € 18,011 112 96 680 3,946 13,177      
from 9.915,76 to 14.873,62 € 43,223 194 90 667 5,355 13,039 23,878    
from 14.873,63 to 21.318,85 € 44,805 110 44 220 2,280 6,937 21,374 13,840  
from 21.318,86 to 37.184,03 € 37,738 105 14 107 959 2,999 13,719 11,701 8,134
more than 37,184.03 € 15,350 345 32 54 224 446 2,192 4,324 7,733
TOTAL 251,705 11,454 5,699 34,927 46,492 46,238 61,163 29,865 15,867
Nature of goods and services
Content

2nd semester 2021

Nature of goods and services Number of contracts Value of the credit granted
TOTAL Credit institutions Other institutions Approved salesmen, including leasing TOTAL Credit institutions Other institutions Approved salesmen, including leasing
Motor vehicles, vans and motor homes
a) new 1,174 - 1,174 - 39,478,368 - 39,478,368 -
b) used 822 - 822 - 20,681,117 - 20,681,117 -
Caravans and mobile homes - - - - - - - -
Motorcycles, scooters, mopeds, bicycles 1,273 194 267 812 4,636,912 319,074 3,857,735 460,103
Textiles, furs, clothing 7,761 - - 7,761 147,246 - - 147,246
Books - - - - - - - -
Furniture, mattresses, furnishing textiles and rugs 17,330 - 525 16,805 6,413,284 - 1,022,597 5,390,687
Household and domestic heating appliances 27,606 - 1,904 25,702 6,481,047 - 2,342,739 4,138,308
Hifi, radio and television, audiovisual equipment 12,203 - 389 11,814 6,233,513 - 394,134 5,839,379
Hardware for domestic use 1,784 - 841 943 845,121 - 703,015 142,106
Provision of services (travels, repairs of motor vehicles, etc.) 49,420 - - 49,420 1,138,909 - - 1,138,909
Miscellanea 16,953 561 1,144 15,248 9,558,620 3,102,161 4,695,975 1,760,484
TOTAL 136,326 755 7,066 128,505 95,614,137 3,421,235 73,175,680 19,017,222
More figures
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Aperçu général

Prêts à tempérament

Ventes à tempérament

Crédit-bail

Ouvertures de crédit

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Purpose and brief description

Consumer credit” means credit for any other purpose than the purchase of a real estate. See: Law of 12 June 1991 on consumer credit.

Population

Credit institutions, financial institutions and authorised salesmen

Data collection method and sample size

 

Periodicity

Every six months

Release calendar

Results available 5 months after the reference period

Metadata