Consumer credits amounted

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Consumer credit - 1st semester 2019

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Consumer credit - 1st semester 2019

In the first semester of 2019, the outstanding balance of consumer credit amounted to 22.8 billion euros.

Overview
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1st semester 2019

Approved lenders Number of contracts Credits granted during the semester Authorised overdraft
Instalment transactions Credit facilities Instalment transactions Credit facilities
TOTAL Instalment loans Instalment sales TOTAL Instalment loans Instalment sales
Credit institutions 175,135 161,476 13,659 73,814 2,761,027,763 2,680,850,171 80,177,592 767,640,594
Other institutions 208,814 200,335 8,479 57,267 2,473,785,051 2,344,070,197 129,714,854 137,617,035
Approved salesmen 118,583 - 118,583 - 16,312,379 - 16,312,379 -
TOTAL 502,532 361,811 140,721 131,081 5,251,125,193 5,024,920,368 226,204,825 905,257,629
Volume of debt
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Volume of debt - 1st semester 2019

Approved lenders Number of contracts in force Outstanding amounts
TOTAL Instalment transactions Credit facilities TOTAL Instalment transactions Credit facilities
Instalment loans Instalment sales Instalment loans Instalment sales
Credit institutions 5,044,555 891,719 56,216 4,096,620 15,549,429,283 11,329,063,648 263,302,795 3,957,062,840
Other institutions 2,627,193 1,021,319 81,401 1,524,473 11,216,862,648 9,607,284,239 465,805,025 1,143,773,384
Approved salesmen 107,548 - 107,548 - 33,584,849 - 33,584,849 -
TOTAL 7,779,296 1,913,038 245,165 5,621,093 26,799,876,780 20,936,347,887 762,692,669 5,100,836,224
Number of contracts concluded
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Number of contracts concluded during the semester - 1st semester 2019

  TOTAL ≤ 12 months 13 to 18 months 19 to 24 months 25 to 36 months 37 to 48 months 49 to 60 months 61 to 84 months > 84 months
less than 213.19 € 112 16 96            
from 213.19 to 495.79 € 3,529 702 2,827            
from 495.8 to 2.478.94 € 52,134 8,306 2,542 41,286          
from 2,478.95 to 3,718.41 € 19,696 1,737 1,176 7,054 9,729        
from 3.718,42 to 5.577,61 € 31,134 968 666 4,250 25,250        
from 5.577,62 to 7.436,81 € 22,684 361 243 1,723 8,038 12,319      
from 7.436,82 to 9.915,75 € 27,957 212 144 884 6,857 19,860      
from 9.915,76 to 14.873,62 € 71,786 412 146 940 10,067 21,899 38,322    
from 14.873,63 to 21.318,85 € 66,476 282 72 359 4,196 12,085 31,464 18,018  
from 21.318,86 to 37.184,03 € 50,667 236 41 138 1,716 5,122 18,098 16,077 9,239
more than 37,184.03 € 15,636 478 49 71 228 606 2,230 4,855 7,119
TOTAL 361,811 13,710 8,002 56,705 66,081 71,891 90,114 38,950 16,358
Nature of goods and services
Content

1st semester 2019

Nature of goods and services Number of contracts Value of the credit granted
TOTAL Credit institutions Other institutions Approved salesmen, including leasing TOTAL Credit institutions Other institutions Approved salesmen, including leasing
Motor vehicles, vans and motor homes
a) new 6,121 3,094 3,027 - 146,441,886 49,438,398 97,003,488 -
b) used 1,017 197 820 - 20,089,172 2,276,602 17,812,570 -
Caravans and mobile homes - - - - - - - -
Motorcycles, scooters, mopeds, bicycles 4,440 3,743 460 237 23,745,562 16,330,479 7,301,918 113,165
Textiles, furs, clothing 6,663 - - 6,663 161,595 - - 161,595
Books - - - - - - - -
Furniture, mattresses, furnishing textiles and rugs 24,234 2,880 520 20,834 12,077,061 5,305,399 1,299,835 5,471,827
Household and domestic heating appliances 21,305 647 769 19,889 4,561,407 627,924 548,828 3,384,655
Hifi, radio and television, audiovisual equipment 13,324 945 638 11,741 6,534,721 1,110,045 570,263 4,854,413
Hardware for domestic use 1,434 - 877 557 789,490 - 720,301 69,189
Provision of services (travels, repairs of motor vehicles, etc.) 48,877 - - 48,877 1,053,311 - - 1,053,311
Miscellanea 13,306 2,153 1,368 9,785 10,750,620 5,088,745 4,457,651 1,204,224
TOTAL 140,721 13,659 8,479 118,583 226,204,825 80,177,592 129,714,854 16,312,379
Plus de chiffres
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Doel en korte beschrijving

Men bedoelt met „consumentenkrediet“ elk voor krediet ander ding dan om de aankoop van een onroerend goed te financieren . Zie: Wet van 12 juni 1991 op het consumentenkrediet.

Populatie

Kredietinstellingen, financiële instellingen en erkende verkopers

Frequentie

Zesmaandelijks.

Timing publicatie

Resultaten beschikbaar 5 maanden na de referentieperiode

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