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Consumer credits amounted

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Consumer credit - 2nd semester 2024

Enterprises
Consumer credit - 2nd semester 2024

In the second semester 2024, the outstanding balance of consumer credit amounted to 29.2 billion euros.

Overview
Content

2nd semester 2024

Approved lenders Number of contracts Credits granted during the semester Authorised overdraft
Instalment transactions Credit facilities Instalment transactions Credit facilities
TOTAL Instalment loans Instalment sales TOTAL Instalment loans Instalment sales
Credit institutions 129,876 126,276 3,600 41,948 2,294,750,993 2,219,742,544 75,008,449 614,982,484
Other institutions 164,590 154,494 10,096 68,172 2,455,183,677 2,366,844,743 88,338,934 148,496,312
Approved salesmen - - - - - - - -
TOTAL 294,466 280,770 13,696 110,120 4,749,934,670 4,586,587,287 163,347,383 763,478,796
Volume of debt
Content

Volume of debt - 2nd semester 2024

Approved lenders Number of contracts in force Outstanding amounts
TOTAL Instalment transactions Credit facilities TOTAL Instalment transactions Credit facilities
Instalment loans Instalment sales Instalment loans Instalment sales
Credit institutions 4,203,147 881,385 23,977 3,297,785 16,205,578,749 12,550,238,093 376,073,531 3,279,267,125
Other institutions 2,342,282 974,563 40,383 1,327,336 12,963,405,662 11,420,722,241 498,014,628 1,044,668,793
Approved salesmen - - - - - - - -
TOTAL 6,545,429 1,855,948 64,360 4,625,121 29,168,984,411 23,970,960,334 874,088,159 4,323,935,918
Number of contracts concluded
Content

Number of contracts concluded during the semester - 2nd semester 2024

  TOTAL ≤ 12 months 13 to 18 months 19 to 24 months 25 to 36 months 37 to 48 months 49 to 60 months 61 to 84 months > 84 months
less than 213.19 € 16 12 4            
from 213.19 to 495.79 € 878 614 264            
from 495.8 to 2.478.94 € 33,892 11,406 4,334 18,152          
from 2,478.95 to 3,718.41 € 21,474 2,558 1,757 7,944 9,215        
from 3.718,42 to 5.577,61 € 28,422 1,068 948 4,190 22,216        
from 5.577,62 to 7.436,81 € 16,706 279 296 1,477 4,961 9,693      
from 7.436,82 to 9.915,75 € 17,067 128 162 851 3,692 12,234      
from 9.915,76 to 14.873,62 € 44,034 199 143 1,063 5,613 13,111 23,905    
from 14.873,63 to 21.318,85 € 47,839 82 67 396 2,373 6,866 23,462 14,593  
from 21.318,86 to 37.184,03 € 48,216 42 33 330 1,291 4,486 17,898 14,069 10,067
more than 37,184.03 € 22,226 167 25 98 273 754 3,310 5,028 12,571
TOTAL 280,770 16,555 8,033 34,501 49,634 47,144 68,575 33,690 22,638
Nature of goods and services
Content

2nd semester 2024

Nature of goods and services Number of contracts Value of the credit granted
TOTAL Credit institutions Other institutions Approved salesmen, including leasing TOTAL Credit institutions Other institutions Approved salesmen, including leasing
Motor vehicles, vans and motor homes
a) new 3,625 2,165 1,460 - 110,396,637 56,684,224 53,712,413 -
b) used 1,281 767 514 - 29,204,478 15,250,272 13,954,206 -
Caravans and mobile homes - - - - - - - -
Motorcycles, scooters, mopeds, bicycles 454 230 224 - 4,281,913 512,937 3,768,976 -
Textiles, furs, clothing - - - - - - - -
Books - - - - - - - -
Furniture, mattresses, furnishing textiles and rugs 1,114 - 1,114 - 2,292,856 - 2,292,856 -
Household and domestic heating appliances 1,385 - 1,385 - 1,225,730 - 1,225,730 -
Hifi, radio and television, audiovisual equipment 682 - 682 - 686,547 - 686,547 -
Hardware for domestic use 2,010 - 2,010 - 1,744,427 - 1,744,427 -
Provision of services (travels, repairs of motor vehicles, etc.) - - - - - - - -
Miscellanea 3,145 438 2,707 - 13,514,795 2,561,016 10,953,779 -
TOTAL 13,696 3,600 10,096 - 163,347,383 75,008,449 88,338,934 -
More figures
Content

Aperçu général

Prêts à tempérament

Ventes à tempérament

Crédit-bail

Ouvertures de crédit

Downloads

Purpose and brief description

Consumer credit” means credit for any other purpose than the purchase of a real estate. See: Law of 12 June 1991 on consumer credit.

Population

Credit institutions, financial institutions and authorised salesmen

Periodicity

Every six months

Release calendar

Results available 5 months after the reference period

Metadata