Consumer credits amounted

Slight increase in consumer credits

Enterprises
Slight increase in consumer credits

The outstanding amount of consumer credits amounted to 25.9 billion euros in the second half of 2018.

Overview
Content

2nd semester 2018

Approved lenders Number of contracts Credits granted during the semester Authorised overdraft
Instalment transactions Credit facilities Instalment transactions Credit facilities
TOTAL Instalment loans Instalment sales TOTAL Instalment loans Instalment sales
Credit institutions 154,575 144,254 10,321 78,994 2,336,009,513 2,290,162,471 45,847,042 787,387,597
Other institutions 185,727 178,106 7,621 63,964 1,980,042,205 1,893,441,935 86,600,270 148,802,057
Approved salesmen 136,895 - 136,895 - 17,688,122 - 17,688,122 -
TOTAL 477,197 322,360 154,837 142,958 4,333,739,840 4,183,604,406 150,135,434 936,189,654
Volume of debt
Content

Volume of debt - 2nd semester 2018

Approved lenders Number of contracts in force Outstanding amounts
TOTAL Instalment transactions Credit facilities TOTAL Instalment transactions Credit facilities
Instalment loans Instalment sales Instalment loans Instalment sales
Credit institutions 5,113,564 869,679 56,328 4,187,557 15,198,933,595 10,784,879,189 252,880,076 4,161,174,330
Other institutions 2,900,300 992,740 89,254 1,818,306 10,708,001,782 9,018,426,549 463,439,524 1,226,135,709
Approved salesmen 113,470 - 113,470 - 35,571,758 - 35,571,758 -
TOTAL 8,127,334 1,862,419 259,052 6,005,863 25,942,507,135 19,803,305,738 751,891,358 5,387,310,039
Number of contracts concluded
Content

Number of contracts concluded during the semester - 2nd semester 2018

  TOTAL ≤ 12 months 13 to 18 months 19 to 24 months 25 to 36 months 37 to 48 months 49 to 60 months 61 to 84 months > 84 months
less than 213.19 € 632 25 607            
from 213.19 to 495.79 € 4,435 669 3,766            
from 495.8 to 2.478.94 € 54,579 8,801 2,993 42,785          
from 2,478.95 to 3,718.41 € 19,973 1,735 1,166 7,149 9,923        
from 3.718,42 to 5.577,61 € 31,022 912 689 4,135 25,286        
from 5.577,62 to 7.436,81 € 21,390 348 225 1,627 7,100 12,090      
from 7.436,82 to 9.915,75 € 24,160 185 128 811 5,197 17,839      
from 9.915,76 to 14.873,62 € 60,127 395 116 900 7,441 18,925 32,350    
from 14.873,63 to 21.318,85 € 53,229 313 49 307 2,828 9,271 24,793 15,668  
from 21.318,86 to 37.184,03 € 39,430 230 31 115 1,035 3,508 13,450 13,227 7,834
more than 37,184.03 € 13,383 483 51 59 205 376 1,777 4,014 6,418
TOTAL 322,360 14,096 9,821 57,888 59,015 62,009 72,370 32,909 14,252
Nature of goods and services
Content

2nd semester 2018

Nature of goods and services Number of contracts Value of the credit granted
TOTAL Credit institutions Other institutions Approved salesmen, including leasing TOTAL Credit institutions Other institutions Approved salesmen, including leasing
Motor vehicles, vans and motor homes
a) new 3,770 1,535 2,235 - 83,829,793 23,982,486 59,847,307 -
b) used 996 177 819 - 17,837,719 1,866,514 15,971,205 -
Caravans and mobile homes - - - - - - - -
Motorcycles, scooters, mopeds, bicycles 2,464 1,908 217 339 11,684,001 8,412,224 3,099,578 172,199
Textiles, furs, clothing 7,385 - - 7,385 178,132 - - 178,132
Books - - - - - - - -
Furniture, mattresses, furnishing textiles and rugs 24,481 2,588 539 21,354 11,287,293 4,675,655 1,212,455 5,399,183
Household and domestic heating appliances 26,103 655 739 24,709 4,988,599 634,293 504,268 3,850,038
Hifi, radio and television, audiovisual equipment 15,563 113 631 14,819 6,180,237 127,537 593,918 5,458,782
Hardware for domestic use 1,753 - 1,027 726 1,025,591 - 850,086 175,505
Provision of services (travels, repairs of motor vehicles, etc.) 55,766 - - 55,766 1,083,546 - - 1,083,546
Miscellanea 16,556 3,345 1,414 11,797 12,040,523 6,148,333 4,521,453 1,370,737
TOTAL 154,837 10,321 7,621 136,895 150,135,434 45,847,042 86,600,270 17,688,122
Plus de chiffres
Content
Downloads

Doel en korte beschrijving

Men bedoelt met „consumentenkrediet“ elk voor krediet ander ding dan om de aankoop van een onroerend goed te financieren . Zie: Wet van 12 juni 1991 op het consumentenkrediet.

Populatie

Kredietinstellingen, financiële instellingen en erkende verkopers

Frequentie

Zesmaandelijks.

Timing publicatie

Resultaten beschikbaar 5 maanden na de referentieperiode

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