Facebook Share Button Linkedin Share Button Twitter Share Button Share by Email Button Print Page Button

Consumer credits amounted

News

Consumer credit – 2nd semester 2022

Enterprises
Consumer credit – 2nd semester 2022

In the second semester of 2022, the outstanding balance of consumer credit amounted to 27.7 billion euros.

Overview
Content

2nd semester 2022

Approved lenders Number of contracts Credits granted during the semester Authorised overdraft
Instalment transactions Credit facilities Instalment transactions Credit facilities
TOTAL Instalment loans Instalment sales TOTAL Instalment loans Instalment sales
Credit institutions 136,060 135,023 1,037 47,701 2,342,808,637 2,338,937,920 3,870,717 1,018,364,208
Other institutions 167,181 158,291 8,890 63,587 2,296,818,243 2,213,345,055 83,473,188 145,866,444
Approved salesmen 130,697 - 130,697 - 19,829,941 - 19,829,941 -
TOTAL 433,938 293,314 140,624 111,288 4,659,456,821 4,552,282,975 107,173,846 1,164,230,652
Volume of debt
Content

Volume of debt - 2nd semester 2022

Approved lenders Number of contracts in force Outstanding amounts
TOTAL Instalment transactions Credit facilities TOTAL Instalment transactions Credit facilities Instalment loans Instalment sales Instalment loans Instalment sales
Credit institutions 4,578,703 880,607 11,954 3,686,142 16,026,329,113 11,716,226,242 31,506,588 4,278,596,283
Other institutions 2,339,184 988,693 46,142 1,304,349 11,637,624,882 10,131,457,887 527,200,050 978,966,945
Approved salesmen 117,060 - 117,060 - 40,482,683 - 40,482,683 -
TOTAL 7,034,947 1,869,300 175,156 4,990,491 27,704,436,678 21,847,684,129 599,189,321 5,257,563,228
Number of contracts concluded
Content

Number of contracts concluded during the semester - 2nd semester 2022

  TOTAL ≤ 12 months 13 to 18 months 19 to 24 months 25 to 36 months 37 to 48 months 49 to 60 months 61 to 84 months > 84 months
less than 213.19 € 92 25 67            
from 213.19 to 495.79 € 994 448 546            
from 495.8 to 2.478.94 € 35,243 9,304 2,921 23,018          
from 2,478.95 to 3,718.41 € 21,212 2,099 1,265 7,729 10,119        
from 3.718,42 to 5.577,61 € 29,171 827 781 3,984 23,579        
from 5.577,62 to 7.436,81 € 19,516 234 225 1,527 5,839 11,691      
from 7.436,82 to 9.915,75 € 21,319 133 112 798 4,361 15,915      
from 9.915,76 to 14.873,62 € 49,554 174 108 868 5,937 14,452 28,015    
from 14.873,63 to 21.318,85 € 50,373 114 47 315 2,193 7,177 23,993 16,534  
from 21.318,86 to 37.184,03 € 45,852 103 26 123 984 3,524 16,465 13,358 11,269
more than 37,184.03 € 19,988 305 22 77 242 513 2,815 4,953 11,061
TOTAL 293,314 13,766 6,120 38,439 53,254 53,272 71,288 34,845 22,330
Nature of goods and services
Content

2nd semester 2022

Nature of goods and services Number of contracts Value of the credit granted
TOTAL Credit institutions Other institutions Approved salesmen, including leasing TOTAL Credit institutions Other institutions Approved salesmen, including leasing
Motor vehicles, vans and motor homes
a) new 1,793 - 1,793 - 57,652,807 - 57,652,807 -
b) used 354 - 354 - 8,682,115 - 8,682,115 -
Caravans and mobile homes - - - - - - - -
Motorcycles, scooters, mopeds, bicycles 1,693 498 217 978 5,095,851 924,798 3,474,754 696,299
Textiles, furs, clothing 7,931 - - 7,931 187,380 - - 187,380
Books - - - - - - - -
Furniture, mattresses, furnishing textiles and rugs 18,807 - 716 18,091 7,372,818 - 1,700,713 5,672,105
Household and domestic heating appliances 24,283 - 2,392 21,891 7,314,390 - 3,272,514 4,041,876
Hifi, radio and television, audiovisual equipment 11,012 - 485 10,527 6,613,954 - 476,075 6,137,879
Hardware for domestic use 2,335 - 1,295 1,040 1,452,391 - 1,304,959 147,432
Provision of services (travels, repairs of motor vehicles, etc.) 56,958 - - 56,958 998,575 - - 998,575
Miscellanea 15,458 539 1,638 13,281 11,803,565 2,945,919 6,909,251 1,948,395
TOTAL 140,624 1,037 8,890 130,697 107,173,846 3,870,717 83,473,188 19,829,941
More figures
Content

Aperçu général

Prêts à tempérament

Ventes à tempérament

Crédit-bail

Ouvertures de crédit

Downloads

Purpose and brief description

Consumer credit” means credit for any other purpose than the purchase of a real estate. See: Law of 12 June 1991 on consumer credit.

Population

Credit institutions, financial institutions and authorised salesmen

Periodicity

Every six months

Release calendar

Results available 5 months after the reference period

Metadata