Consumer credits amounted

Consumer credit - 1st semester 2023

Enterprises
Consumer credit - 1st semester 2023

In the first semester of 2023, the outstanding amount of consumer credits amounted to 28 billion euros.

Overview
Content

1st semester 2023

Approved lenders Number of contracts Credits granted during the semester Authorised overdraft
Instalment transactions Credit facilities Instalment transactions Credit facilities
TOTAL Instalment loans Instalment sales TOTAL Instalment loans Instalment sales
Credit institutions 143,278 142,110 1,168 45,488 2,490,608,935 2,486,311,732 4,297,203 626,466,064
Other institutions 179,502 170,745 8,757 62,792 2,701,858,373 2,607,579,479 94,278,894 140,552,141
Approved salesmen 122,807 - 122,807 - 20,202,537 - 20,202,537 -
TOTAL 445,587 312,855 132,732 108,280 5,212,669,845 5,093,891,211 118,778,634 767,018,205
Volume of debt
Content

Volume of debt - 1st semester 2023

Approved lenders Number of contracts in force Outstanding amounts
TOTAL Instalment transactions Credit facilities TOTAL Instalment transactions Credit facilities
Instalment loans Instalment sales Instalment loans Instalment sales
Credit institutions 4,406,390 894,358 9,341 3,502,691 15,791,903,640 12,209,645,827 23,888,732 3,558,369,081
Other institutions 2,326,893 988,734 40,979 1,297,180 12,121,515,078 10,635,750,794 517,433,976 968,330,308
Approved salesmen 114,918 - 114,918 - 41,233,737 - 41,233,737 -
TOTAL 6,848,201 1,883,092 165,238 4,799,871 27,954,652,455 22,845,396,621 582,556,445 4,526,699,389
Number of contracts concluded
Content

Number of contracts concluded during the semester - 1st semester 2023

  TOTAL ≤ 12 months 13 to 18 months 19 to 24 months 25 to 36 months 37 to 48 months 49 to 60 months 61 to 84 months > 84 months
less than 213.19 € 13 11 2            
from 213.19 to 495.79 € 772 504 268            
from 495.8 to 2.478.94 € 35,459 9,620 3,186 22,653          
from 2,478.95 to 3,718.41 € 19,712 2,014 1,337 7,205 9,156        
from 3.718,42 to 5.577,61 € 28,137 953 833 4,245 22,106        
from 5.577,62 to 7.436,81 € 19,383 279 283 1,603 6,010 11,208      
from 7.436,82 to 9.915,75 € 21,280 147 132 933 4,531 15,537      
from 9.915,76 to 14.873,62 € 52,551 225 120 1,138 6,792 15,767 28,509    
from 14.873,63 to 21.318,85 € 56,561 109 76 372 2,651 8,812 27,437 17,104  
from 21.318,86 to 37.184,03 € 54,488 83 24 192 1,254 5,385 20,228 15,460 11,862
more than 37,184.03 € 24,499 217 34 90 288 997 3,818 5,736 13,319
TOTAL 312,855 14,162 6,295 38,431 52,788 57,706 79,992 38,300 25,181
Nature of goods and services
Content

1st semester 2023

Nature of goods and services Number of contracts Value of the credit granted
TOTAL Credit institutions Other institutions Approved salesmen, including leasing TOTAL Credit institutions Other institutions Approved salesmen, including leasing
Motor vehicles, vans and motor homes
a) new 1,983 - 1,983 - 63,733,357 - 63,733,357 -
b) used 374 - 374 - 9,669,322 - 9,669,322 -
Caravans and mobile homes - - - - - - - -
Motorcycles, scooters, mopeds, bicycles 1,798 640 375 783 8,234,428 1,197,046 6,375,439 661,943
Textiles, furs, clothing 6,889 - - 6,889 156,863 - - 156,863
Books - - - - - - - -
Furniture, mattresses, furnishing textiles and rugs 17,937 - 806 17,131 7,839,397 - 1,996,014 5,843,383
Household and domestic heating appliances 20,693 - 1,780 18,913 6,361,845 - 2,339,144 4,022,701
Hifi, radio and television, audiovisual equipment 10,815 - 433 10,382 6,713,672 - 448,252 6,265,420
Hardware for domestic use 2,349 - 1,135 1,214 1,242,745 - 1,029,546 213,199
Provision of services (travels, repairs of motor vehicles, etc.) 55,136 - - 55,136 1,028,681 - - 1,028,681
Miscellanea 14,758 528 1,871 12,359 13,798,325 3,100,157 8,687,820 2,010,348
TOTAL 132,732 1,168 8,757 122,807 118,778,635 4,297,203 94,278,894 20,202,538
More figures
Content

Aperçu général

Prêts à tempérament

Ventes à tempérament

Crédit-bail

Ouvertures de crédit

Downloads

Purpose and brief description

Consumer credit” means credit for any other purpose than the purchase of a real estate. See: Law of 12 June 1991 on consumer credit.

Population

Credit institutions, financial institutions and authorised salesmen

Periodicity

Every six months

Release calendar

Results available 5 months after the reference period

Metadata